This is a series on budgeting, check out week 1, week 2, week 3, week 4, and the wrap-up.
This is my second month without a paycheck. I was inspired by this series from Small Notebook to try making this month "No Spend Month." This month I'll be allocating $300 to spend on anything I buy for myself or the household. I wrapped my credit card in paper and sealed it with tape. I'll only be using cash this month.
Expenses will include:
* Gas
* Food & Eating Out
* Clothing
* Entertainment
Expenses will not include:
* Mortgage, insurance, and other bills
* Health expenses
* Savings & Donations
photo by _ES
Any tips as I begin my journey?
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6 comments:
Good luck in your No Spend Month, Joy! My best tip is to spend as little as possible during the first two weeks so that you'll have more during the second part of the month for unexpected expenses.
My advise is to may a grocery list and stick to it. Then check sale papers and coupons for those items that you need. I sometimes go to every store in town on my grocery shopping days. But, I save money by doing it.
I just followed your link on Smallnote over here since my hubby and I just declared November as our limited spend month too!
Check out coupons because you'd be amazed at how much they save you! Good luck!!!
Found you via Small Notebook. I'm planning to follow your journey of No Spend. My advice -- good planning. It makes a world of difference.
This is a great goal, and I will be sending you good "no-spending" vibes! I think I first need to figure out how to stick with my regular budget before I can try and actually SAVE money off my budget!
You're inspiring me to do a no spending month or 2. How exciting, I wish the best for you!!!
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